LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,202
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,328
−HK$1,144/mo
Today · 4.125%
HK$38,472
baseline
▲ 0.50% · 4.625%
HK$40,813
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,944/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,275
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,355
−HK$1,095/mo
Today · 4.125%
HK$42,450
baseline
▲ 0.50% · 4.625%
HK$44,688
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,900/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,443
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,373/mo
Today · 4.125%
HK$46,167
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,334/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,329
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,626
−HK$1,315/mo
Today · 4.125%
HK$50,941
baseline
▲ 0.50% · 4.625%
HK$53,626
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,882/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,683
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,260
−HK$1,601/mo
Today · 4.125%
HK$53,861
baseline
▲ 0.50% · 4.625%
HK$57,139
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,722/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,384
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,897
−HK$1,534/mo
Today · 4.125%
HK$59,431
baseline
▲ 0.50% · 4.625%
HK$62,563
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,862/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,164
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,191
−HK$2,059/mo
Today · 4.125%
HK$69,250
baseline
▲ 0.50% · 4.625%
HK$73,464
+HK$4,214/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,500/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,494
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,438
−HK$1,973/mo
Today · 4.125%
HK$76,411
baseline
▲ 0.50% · 4.625%
HK$80,439
+HK$4,028/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,822/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,364 · Scale 2, in force from 26 Feb 2026)