LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,206
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$1,144/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,359
−HK$1,096/mo
Today · 4.125%
HK$42,455
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,910/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,798
−HK$1,373/mo
Today · 4.125%
HK$46,171
baseline
▲ 0.50% · 4.625%
HK$48,981
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,342/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,334
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,315/mo
Today · 4.125%
HK$50,945
baseline
▲ 0.50% · 4.625%
HK$53,631
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,890/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,688
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,265
−HK$1,601/mo
Today · 4.125%
HK$53,866
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,732/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,390
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,534/mo
Today · 4.125%
HK$59,436
baseline
▲ 0.50% · 4.625%
HK$62,569
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,872/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,170
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,197
−HK$2,060/mo
Today · 4.125%
HK$69,257
baseline
▲ 0.50% · 4.625%
HK$73,471
+HK$4,214/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,514/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,501
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,446
−HK$1,972/mo
Today · 4.125%
HK$76,418
baseline
▲ 0.50% · 4.625%
HK$80,446
+HK$4,028/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,836/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,421 · Scale 2, in force from 26 Feb 2026)