LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,206
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$1,144/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,279
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,359
−HK$1,096/mo
Today · 4.125%
HK$42,455
baseline
▲ 0.50% · 4.625%
HK$44,693
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,910/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,798
−HK$1,374/mo
Today · 4.125%
HK$46,172
baseline
▲ 0.50% · 4.625%
HK$48,981
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,344/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,334
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,631
−HK$1,315/mo
Today · 4.125%
HK$50,946
baseline
▲ 0.50% · 4.625%
HK$53,631
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,892/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,688
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,265
−HK$1,602/mo
Today · 4.125%
HK$53,867
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,734/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,390
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,535/mo
Today · 4.125%
HK$59,437
baseline
▲ 0.50% · 4.625%
HK$62,570
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,874/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,170
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,198
−HK$2,059/mo
Today · 4.125%
HK$69,257
baseline
▲ 0.50% · 4.625%
HK$73,471
+HK$4,214/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,514/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,502
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,446
−HK$1,973/mo
Today · 4.125%
HK$76,419
baseline
▲ 0.50% · 4.625%
HK$80,447
+HK$4,028/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,838/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,424 · Scale 2, in force from 26 Feb 2026)