LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,209
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,335
−HK$1,145/mo
Today · 4.125%
HK$38,480
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,960/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,282
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,363
−HK$1,096/mo
Today · 4.125%
HK$42,459
baseline
▲ 0.50% · 4.625%
HK$44,697
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,918/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,451
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,803
−HK$1,373/mo
Today · 4.125%
HK$46,176
baseline
▲ 0.50% · 4.625%
HK$48,985
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,352/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,339
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,315/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$53,636
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,693
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,270
−HK$1,602/mo
Today · 4.125%
HK$53,872
baseline
▲ 0.50% · 4.625%
HK$57,150
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,744/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,395
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,908
−HK$1,534/mo
Today · 4.125%
HK$59,442
baseline
▲ 0.50% · 4.625%
HK$62,575
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,884/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,176
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,204
−HK$2,060/mo
Today · 4.125%
HK$69,264
baseline
▲ 0.50% · 4.625%
HK$73,478
+HK$4,214/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,528/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,508
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,453
−HK$1,972/mo
Today · 4.125%
HK$76,425
baseline
▲ 0.50% · 4.625%
HK$80,454
+HK$4,029/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,850/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,478 · Scale 2, in force from 26 Feb 2026)