LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,211
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$1,144/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,824
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,285
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,096/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,454
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,805
−HK$1,373/mo
Today · 4.125%
HK$46,178
baseline
▲ 0.50% · 4.625%
HK$48,988
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,356/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,342
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,638
−HK$1,315/mo
Today · 4.125%
HK$50,953
baseline
▲ 0.50% · 4.625%
HK$53,639
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,906/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,696
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,273
−HK$1,602/mo
Today · 4.125%
HK$53,875
baseline
▲ 0.50% · 4.625%
HK$57,153
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,750/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,399
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,911
−HK$1,535/mo
Today · 4.125%
HK$59,446
baseline
▲ 0.50% · 4.625%
HK$62,579
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,892/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,180
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,208
−HK$2,060/mo
Today · 4.125%
HK$69,268
baseline
▲ 0.50% · 4.625%
HK$73,482
+HK$4,214/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,536/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,512
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,457
−HK$1,973/mo
Today · 4.125%
HK$76,430
baseline
▲ 0.50% · 4.625%
HK$80,459
+HK$4,029/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,860/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,514 · Scale 2, in force from 26 Feb 2026)