LTV · monthly repayment
▼ 0.50% · 3.625%
HK$362,125
−HK$22,709/mo
▼ 0.25% · 3.875%
HK$373,389
−HK$11,445/mo
Today · 4.125%
HK$384,834
baseline
▲ 0.50% · 4.625%
HK$408,250
+HK$23,416/mo
Deposit HK$79.40M · loan HK$79.40M · min. income ≈ HK$769,668/mo (50% DSR)
Upfront cash ≈ HK$89.73M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,861
−HK$21,765/mo
▼ 0.25% · 3.875%
HK$413,665
−HK$10,961/mo
Today · 4.125%
HK$424,626
baseline
▲ 0.50% · 4.625%
HK$447,009
+HK$22,383/mo
Deposit HK$79.40M · loan HK$79.40M · min. income ≈ HK$849,252/mo (50% DSR)
Upfront cash ≈ HK$89.73M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,550
−HK$27,251/mo
▼ 0.25% · 3.875%
HK$448,067
−HK$13,734/mo
Today · 4.125%
HK$461,801
baseline
▲ 0.50% · 4.625%
HK$489,900
+HK$28,099/mo
Deposit HK$63.52M · loan HK$95.29M · min. income ≈ HK$923,602/mo (50% DSR)
Upfront cash ≈ HK$73.85M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$483,433
−HK$26,118/mo
▼ 0.25% · 3.875%
HK$496,398
−HK$13,153/mo
Today · 4.125%
HK$509,551
baseline
▲ 0.50% · 4.625%
HK$536,410
+HK$26,859/mo
Deposit HK$63.52M · loan HK$95.29M · min. income ≈ HK$1,019,102/mo (50% DSR)
Upfront cash ≈ HK$73.85M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$506,975
−HK$31,792/mo
▼ 0.25% · 3.875%
HK$522,745
−HK$16,022/mo
Today · 4.125%
HK$538,767
baseline
▲ 0.50% · 4.625%
HK$571,550
+HK$32,783/mo
Deposit HK$47.64M · loan HK$111.17M · min. income ≈ HK$1,077,534/mo (50% DSR)
Upfront cash ≈ HK$57.97M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$564,005
−HK$30,472/mo
▼ 0.25% · 3.875%
HK$579,131
−HK$15,346/mo
Today · 4.125%
HK$594,477
baseline
▲ 0.50% · 4.625%
HK$625,812
+HK$31,335/mo
Deposit HK$47.64M · loan HK$111.17M · min. income ≈ HK$1,188,954/mo (50% DSR)
Upfront cash ≈ HK$57.97M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$651,826
−HK$40,875/mo
▼ 0.25% · 3.875%
HK$672,101
−HK$20,600/mo
Today · 4.125%
HK$692,701
baseline
▲ 0.50% · 4.625%
HK$734,850
+HK$42,149/mo
Deposit HK$15.88M · loan HK$142.93M · min. income ≈ HK$1,385,402/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$725,149
−HK$39,178/mo
▼ 0.25% · 3.875%
HK$744,598
−HK$19,729/mo
Today · 4.125%
HK$764,327
baseline
▲ 0.50% · 4.625%
HK$804,616
+HK$40,289/mo
Deposit HK$15.88M · loan HK$142.93M · min. income ≈ HK$1,528,654/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$10,322,588 · Scale 2, in force from 26 Feb 2026)