LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,213
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,339
−HK$1,144/mo
Today · 4.125%
HK$38,483
baseline
▲ 0.50% · 4.625%
HK$40,825
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,966/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,286
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,367
−HK$1,096/mo
Today · 4.125%
HK$42,463
baseline
▲ 0.50% · 4.625%
HK$44,701
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,926/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,455
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,807
−HK$1,373/mo
Today · 4.125%
HK$46,180
baseline
▲ 0.50% · 4.625%
HK$48,990
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,360/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,343
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,640
−HK$1,315/mo
Today · 4.125%
HK$50,955
baseline
▲ 0.50% · 4.625%
HK$53,641
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,910/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,698
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,275
−HK$1,602/mo
Today · 4.125%
HK$53,877
baseline
▲ 0.50% · 4.625%
HK$57,155
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,754/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,401
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,913
−HK$1,535/mo
Today · 4.125%
HK$59,448
baseline
▲ 0.50% · 4.625%
HK$62,581
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,896/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,183
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,210
−HK$2,060/mo
Today · 4.125%
HK$69,270
baseline
▲ 0.50% · 4.625%
HK$73,485
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,540/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,515
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,460
−HK$1,973/mo
Today · 4.125%
HK$76,433
baseline
▲ 0.50% · 4.625%
HK$80,462
+HK$4,029/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,866/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,536 · Scale 2, in force from 26 Feb 2026)