LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,215
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,341
−HK$1,145/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,288
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,369
−HK$1,096/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$44,703
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,458
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,809
−HK$1,374/mo
Today · 4.125%
HK$46,183
baseline
▲ 0.50% · 4.625%
HK$48,993
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,366/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,346
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,643
−HK$1,315/mo
Today · 4.125%
HK$50,958
baseline
▲ 0.50% · 4.625%
HK$53,644
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,916/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,701
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,278
−HK$1,602/mo
Today · 4.125%
HK$53,880
baseline
▲ 0.50% · 4.625%
HK$57,158
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,760/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,404
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,917
−HK$1,534/mo
Today · 4.125%
HK$59,451
baseline
▲ 0.50% · 4.625%
HK$62,585
+HK$3,134/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,902/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,186
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,214
−HK$2,060/mo
Today · 4.125%
HK$69,274
baseline
▲ 0.50% · 4.625%
HK$73,489
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,548/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,519
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,464
−HK$1,973/mo
Today · 4.125%
HK$76,437
baseline
▲ 0.50% · 4.625%
HK$80,466
+HK$4,029/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,874/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,569 · Scale 2, in force from 26 Feb 2026)