LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,216
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,342
−HK$1,145/mo
Today · 4.125%
HK$38,487
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,974/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,370
−HK$1,096/mo
Today · 4.125%
HK$42,466
baseline
▲ 0.50% · 4.625%
HK$44,705
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,932/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,459
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,811
−HK$1,373/mo
Today · 4.125%
HK$46,184
baseline
▲ 0.50% · 4.625%
HK$48,994
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,368/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,348
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,644
−HK$1,316/mo
Today · 4.125%
HK$50,960
baseline
▲ 0.50% · 4.625%
HK$53,646
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,920/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,702
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,279
−HK$1,602/mo
Today · 4.125%
HK$53,881
baseline
▲ 0.50% · 4.625%
HK$57,160
+HK$3,279/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,762/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,405
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,918
−HK$1,535/mo
Today · 4.125%
HK$59,453
baseline
▲ 0.50% · 4.625%
HK$62,587
+HK$3,134/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,906/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,188
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,216
−HK$2,060/mo
Today · 4.125%
HK$69,276
baseline
▲ 0.50% · 4.625%
HK$73,491
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,552/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,521
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,466
−HK$1,973/mo
Today · 4.125%
HK$76,439
baseline
▲ 0.50% · 4.625%
HK$80,469
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,878/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,586 · Scale 2, in force from 26 Feb 2026)