LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,216
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,343
−HK$1,145/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,371
−HK$1,096/mo
Today · 4.125%
HK$42,467
baseline
▲ 0.50% · 4.625%
HK$44,706
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,934/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,460
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,812
−HK$1,373/mo
Today · 4.125%
HK$46,185
baseline
▲ 0.50% · 4.625%
HK$48,995
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,370/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,349
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,316/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$53,647
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,703
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,603/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$3,278/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,919
−HK$1,535/mo
Today · 4.125%
HK$59,454
baseline
▲ 0.50% · 4.625%
HK$62,588
+HK$3,134/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,908/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,190
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,217
−HK$2,061/mo
Today · 4.125%
HK$69,278
baseline
▲ 0.50% · 4.625%
HK$73,493
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,556/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,523
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,468
−HK$1,973/mo
Today · 4.125%
HK$76,441
baseline
▲ 0.50% · 4.625%
HK$80,470
+HK$4,029/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,882/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,599 · Scale 2, in force from 26 Feb 2026)