LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,217
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$1,144/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,830
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,291
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,372
−HK$1,096/mo
Today · 4.125%
HK$42,468
baseline
▲ 0.50% · 4.625%
HK$44,706
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,936/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,460
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,812
−HK$1,374/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,996
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,372/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,349
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,646
−HK$1,315/mo
Today · 4.125%
HK$50,961
baseline
▲ 0.50% · 4.625%
HK$53,648
+HK$2,687/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,922/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,704
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,281
−HK$1,602/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$57,162
+HK$3,279/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,920
−HK$1,535/mo
Today · 4.125%
HK$59,455
baseline
▲ 0.50% · 4.625%
HK$62,589
+HK$3,134/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,910/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,191
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,218
−HK$2,061/mo
Today · 4.125%
HK$69,279
baseline
▲ 0.50% · 4.625%
HK$73,494
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,558/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,524
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,469
−HK$1,973/mo
Today · 4.125%
HK$76,442
baseline
▲ 0.50% · 4.625%
HK$80,472
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,884/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,608 · Scale 2, in force from 26 Feb 2026)