LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,218
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$1,145/mo
Today · 4.125%
HK$38,489
baseline
▲ 0.50% · 4.625%
HK$40,831
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,978/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,292
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,372
−HK$1,097/mo
Today · 4.125%
HK$42,469
baseline
▲ 0.50% · 4.625%
HK$44,707
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,938/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,461
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,813
−HK$1,374/mo
Today · 4.125%
HK$46,187
baseline
▲ 0.50% · 4.625%
HK$48,997
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,374/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,350
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,647
−HK$1,315/mo
Today · 4.125%
HK$50,962
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$2,687/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,924/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,705
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,602/mo
Today · 4.125%
HK$53,884
baseline
▲ 0.50% · 4.625%
HK$57,163
+HK$3,279/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,768/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,921
−HK$1,535/mo
Today · 4.125%
HK$59,456
baseline
▲ 0.50% · 4.625%
HK$62,590
+HK$3,134/mo
Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$118,912/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,192
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,220
−HK$2,060/mo
Today · 4.125%
HK$69,280
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$4,215/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,560/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,525
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,470
−HK$1,973/mo
Today · 4.125%
HK$76,443
baseline
▲ 0.50% · 4.625%
HK$80,473
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,886/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,618 · Scale 2, in force from 26 Feb 2026)