LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,222
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,349
−HK$1,145/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,836
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,297
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,377
−HK$1,097/mo
Today · 4.125%
HK$42,474
baseline
▲ 0.50% · 4.625%
HK$44,713
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,948/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,467
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,819
−HK$1,373/mo
Today · 4.125%
HK$46,192
baseline
▲ 0.50% · 4.625%
HK$49,003
+HK$2,811/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,384/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,356
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,653
−HK$1,316/mo
Today · 4.125%
HK$50,969
baseline
▲ 0.50% · 4.625%
HK$53,655
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,938/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,711
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,288
−HK$1,603/mo
Today · 4.125%
HK$53,891
baseline
▲ 0.50% · 4.625%
HK$57,170
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,782/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,415
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,928
−HK$1,535/mo
Today · 4.125%
HK$59,463
baseline
▲ 0.50% · 4.625%
HK$62,598
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,926/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,200
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,228
−HK$2,060/mo
Today · 4.125%
HK$69,288
baseline
▲ 0.50% · 4.625%
HK$73,504
+HK$4,216/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,576/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,534
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,479
−HK$1,974/mo
Today · 4.125%
HK$76,453
baseline
▲ 0.50% · 4.625%
HK$80,483
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,906/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,692 · Scale 2, in force from 26 Feb 2026)