LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,223
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,350
−HK$1,144/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,298
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,378
−HK$1,097/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,467
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,820
−HK$1,373/mo
Today · 4.125%
HK$46,193
baseline
▲ 0.50% · 4.625%
HK$49,004
+HK$2,811/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,386/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,357
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,654
−HK$1,316/mo
Today · 4.125%
HK$50,970
baseline
▲ 0.50% · 4.625%
HK$53,656
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,940/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,712
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,290
−HK$1,602/mo
Today · 4.125%
HK$53,892
baseline
▲ 0.50% · 4.625%
HK$57,171
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,784/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,417
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,535/mo
Today · 4.125%
HK$59,465
baseline
▲ 0.50% · 4.625%
HK$62,599
+HK$3,134/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,930/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,201
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,229
−HK$2,061/mo
Today · 4.125%
HK$69,290
baseline
▲ 0.50% · 4.625%
HK$73,506
+HK$4,216/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,580/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,536
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,481
−HK$1,974/mo
Today · 4.125%
HK$76,455
baseline
▲ 0.50% · 4.625%
HK$80,485
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,910/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,705 · Scale 2, in force from 26 Feb 2026)