LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,224
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,351
−HK$1,145/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,838
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,299
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,096/mo
Today · 4.125%
HK$42,476
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,952/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,469
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,821
−HK$1,374/mo
Today · 4.125%
HK$46,195
baseline
▲ 0.50% · 4.625%
HK$49,006
+HK$2,811/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,390/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,359
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,656
−HK$1,316/mo
Today · 4.125%
HK$50,972
baseline
▲ 0.50% · 4.625%
HK$53,658
+HK$2,686/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,944/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,714
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,291
−HK$1,603/mo
Today · 4.125%
HK$53,894
baseline
▲ 0.50% · 4.625%
HK$57,174
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,788/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,419
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,932
−HK$1,535/mo
Today · 4.125%
HK$59,467
baseline
▲ 0.50% · 4.625%
HK$62,602
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,934/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,204
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$2,061/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$73,509
+HK$4,216/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,538
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$1,973/mo
Today · 4.125%
HK$76,457
baseline
▲ 0.50% · 4.625%
HK$80,488
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,914/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,727 · Scale 2, in force from 26 Feb 2026)