LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,225
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,351
−HK$1,145/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,097/mo
Today · 4.125%
HK$42,477
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,954/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,470
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,822
−HK$1,374/mo
Today · 4.125%
HK$46,196
baseline
▲ 0.50% · 4.625%
HK$49,006
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,392/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,360
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,657
−HK$1,315/mo
Today · 4.125%
HK$50,972
baseline
▲ 0.50% · 4.625%
HK$53,659
+HK$2,687/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,944/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,715
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,292
−HK$1,603/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$57,174
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,419
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,933
−HK$1,535/mo
Today · 4.125%
HK$59,468
baseline
▲ 0.50% · 4.625%
HK$62,602
+HK$3,134/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,936/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,204
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,233
−HK$2,060/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$73,510
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,539
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,485
−HK$1,973/mo
Today · 4.125%
HK$76,458
baseline
▲ 0.50% · 4.625%
HK$80,489
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,916/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,734 · Scale 2, in force from 26 Feb 2026)