LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,225
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,352
−HK$1,145/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,840
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,381
−HK$1,097/mo
Today · 4.125%
HK$42,478
baseline
▲ 0.50% · 4.625%
HK$44,717
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,956/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,470
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,823
−HK$1,373/mo
Today · 4.125%
HK$46,196
baseline
▲ 0.50% · 4.625%
HK$49,007
+HK$2,811/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,392/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,360
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,657
−HK$1,316/mo
Today · 4.125%
HK$50,973
baseline
▲ 0.50% · 4.625%
HK$53,660
+HK$2,687/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,946/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,716
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,293
−HK$1,603/mo
Today · 4.125%
HK$53,896
baseline
▲ 0.50% · 4.625%
HK$57,175
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,792/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,421
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,934
−HK$1,535/mo
Today · 4.125%
HK$59,469
baseline
▲ 0.50% · 4.625%
HK$62,603
+HK$3,134/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,938/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,206
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,234
−HK$2,061/mo
Today · 4.125%
HK$69,295
baseline
▲ 0.50% · 4.625%
HK$73,511
+HK$4,216/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,590/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,541
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,486
−HK$1,974/mo
Today · 4.125%
HK$76,460
baseline
▲ 0.50% · 4.625%
HK$80,490
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,920/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,746 · Scale 2, in force from 26 Feb 2026)