LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,227
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,354
−HK$1,145/mo
Today · 4.125%
HK$38,499
baseline
▲ 0.50% · 4.625%
HK$40,841
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,998/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,302
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,383
−HK$1,096/mo
Today · 4.125%
HK$42,479
baseline
▲ 0.50% · 4.625%
HK$44,718
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,958/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,472
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,824
−HK$1,374/mo
Today · 4.125%
HK$46,198
baseline
▲ 0.50% · 4.625%
HK$49,009
+HK$2,811/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,396/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,362
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,659
−HK$1,316/mo
Today · 4.125%
HK$50,975
baseline
▲ 0.50% · 4.625%
HK$53,662
+HK$2,687/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,950/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,295
−HK$1,603/mo
Today · 4.125%
HK$53,898
baseline
▲ 0.50% · 4.625%
HK$57,177
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,796/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,936
−HK$1,535/mo
Today · 4.125%
HK$59,471
baseline
▲ 0.50% · 4.625%
HK$62,606
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,942/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,208
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,237
−HK$2,060/mo
Today · 4.125%
HK$69,297
baseline
▲ 0.50% · 4.625%
HK$73,514
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,594/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,489
−HK$1,974/mo
Today · 4.125%
HK$76,463
baseline
▲ 0.50% · 4.625%
HK$80,493
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,926/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,769 · Scale 2, in force from 26 Feb 2026)