LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,228
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,355
−HK$1,145/mo
Today · 4.125%
HK$38,500
baseline
▲ 0.50% · 4.625%
HK$40,842
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$77,000/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,303
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,384
−HK$1,097/mo
Today · 4.125%
HK$42,481
baseline
▲ 0.50% · 4.625%
HK$44,720
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,962/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,473
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,374/mo
Today · 4.125%
HK$46,200
baseline
▲ 0.50% · 4.625%
HK$49,011
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,400/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,364
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,661
−HK$1,316/mo
Today · 4.125%
HK$50,977
baseline
▲ 0.50% · 4.625%
HK$53,664
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,954/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,719
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,297
−HK$1,603/mo
Today · 4.125%
HK$53,900
baseline
▲ 0.50% · 4.625%
HK$57,179
+HK$3,279/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,800/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,424
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,938
−HK$1,535/mo
Today · 4.125%
HK$59,473
baseline
▲ 0.50% · 4.625%
HK$62,608
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,946/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,210
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,239
−HK$2,060/mo
Today · 4.125%
HK$69,299
baseline
▲ 0.50% · 4.625%
HK$73,516
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,598/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,546
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,491
−HK$1,974/mo
Today · 4.125%
HK$76,465
baseline
▲ 0.50% · 4.625%
HK$80,496
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,930/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,787 · Scale 2, in force from 26 Feb 2026)