LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,229
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$1,145/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,843
+HK$2,342/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,304
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,385
−HK$1,097/mo
Today · 4.125%
HK$42,482
baseline
▲ 0.50% · 4.625%
HK$44,721
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,964/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,474
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,827
−HK$1,374/mo
Today · 4.125%
HK$46,201
baseline
▲ 0.50% · 4.625%
HK$49,012
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,402/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,365
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,662
−HK$1,316/mo
Today · 4.125%
HK$50,978
baseline
▲ 0.50% · 4.625%
HK$53,665
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,956/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,720
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,298
−HK$1,603/mo
Today · 4.125%
HK$53,901
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,802/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,426
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,939
−HK$1,535/mo
Today · 4.125%
HK$59,474
baseline
▲ 0.50% · 4.625%
HK$62,609
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,948/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,212
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,240
−HK$2,061/mo
Today · 4.125%
HK$69,301
baseline
▲ 0.50% · 4.625%
HK$73,518
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,602/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,547
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,493
−HK$1,974/mo
Today · 4.125%
HK$76,467
baseline
▲ 0.50% · 4.625%
HK$80,498
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,934/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,801 · Scale 2, in force from 26 Feb 2026)