LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,230
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,357
−HK$1,144/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,305
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,386
−HK$1,097/mo
Today · 4.125%
HK$42,483
baseline
▲ 0.50% · 4.625%
HK$44,722
+HK$2,239/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,966/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,475
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,828
−HK$1,374/mo
Today · 4.125%
HK$46,202
baseline
▲ 0.50% · 4.625%
HK$49,013
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,404/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,366
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,663
−HK$1,316/mo
Today · 4.125%
HK$50,979
baseline
▲ 0.50% · 4.625%
HK$53,666
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,958/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,721
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,299
−HK$1,603/mo
Today · 4.125%
HK$53,902
baseline
▲ 0.50% · 4.625%
HK$57,182
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,804/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,427
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,940
−HK$1,536/mo
Today · 4.125%
HK$59,476
baseline
▲ 0.50% · 4.625%
HK$62,611
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,952/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,213
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,242
−HK$2,061/mo
Today · 4.125%
HK$69,303
baseline
▲ 0.50% · 4.625%
HK$73,520
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,606/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,549
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,495
−HK$1,974/mo
Today · 4.125%
HK$76,469
baseline
▲ 0.50% · 4.625%
HK$80,499
+HK$4,030/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,938/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,815 · Scale 2, in force from 26 Feb 2026)