LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,231
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,358
−HK$1,145/mo
Today · 4.125%
HK$38,503
baseline
▲ 0.50% · 4.625%
HK$40,846
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$77,006/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,307
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,388
−HK$1,096/mo
Today · 4.125%
HK$42,484
baseline
▲ 0.50% · 4.625%
HK$44,724
+HK$2,240/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,968/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,477
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,830
−HK$1,374/mo
Today · 4.125%
HK$46,204
baseline
▲ 0.50% · 4.625%
HK$49,015
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,408/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,368
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,665
−HK$1,316/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,723
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,603/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,943
−HK$1,535/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,216
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,244
−HK$2,061/mo
Today · 4.125%
HK$69,305
baseline
▲ 0.50% · 4.625%
HK$73,522
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,610/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,552
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,498
−HK$1,974/mo
Today · 4.125%
HK$76,472
baseline
▲ 0.50% · 4.625%
HK$80,503
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,944/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,838 · Scale 2, in force from 26 Feb 2026)