LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,233
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$1,145/mo
Today · 4.125%
HK$38,505
baseline
▲ 0.50% · 4.625%
HK$40,848
+HK$2,343/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$77,010/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,308
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,389
−HK$1,097/mo
Today · 4.125%
HK$42,486
baseline
▲ 0.50% · 4.625%
HK$44,726
+HK$2,240/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,972/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,479
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,832
−HK$1,374/mo
Today · 4.125%
HK$46,206
baseline
▲ 0.50% · 4.625%
HK$49,017
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,412/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,370
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,667
−HK$1,316/mo
Today · 4.125%
HK$50,983
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,966/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,726
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,303
−HK$1,604/mo
Today · 4.125%
HK$53,907
baseline
▲ 0.50% · 4.625%
HK$57,187
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,814/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,432
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,945
−HK$1,536/mo
Today · 4.125%
HK$59,481
baseline
▲ 0.50% · 4.625%
HK$62,616
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,962/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,219
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,247
−HK$2,061/mo
Today · 4.125%
HK$69,308
baseline
▲ 0.50% · 4.625%
HK$73,526
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,616/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,555
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,501
−HK$1,974/mo
Today · 4.125%
HK$76,475
baseline
▲ 0.50% · 4.625%
HK$80,506
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,950/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,864 · Scale 2, in force from 26 Feb 2026)