LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,234
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,361
−HK$1,145/mo
Today · 4.125%
HK$38,506
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,012/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,310
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,391
−HK$1,097/mo
Today · 4.125%
HK$42,488
baseline
▲ 0.50% · 4.625%
HK$44,727
+HK$2,239/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,976/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,481
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,833
−HK$1,374/mo
Today · 4.125%
HK$46,207
baseline
▲ 0.50% · 4.625%
HK$49,019
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,414/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,372
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,669
−HK$1,316/mo
Today · 4.125%
HK$50,985
baseline
▲ 0.50% · 4.625%
HK$53,673
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,970/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,728
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,306
−HK$1,603/mo
Today · 4.125%
HK$53,909
baseline
▲ 0.50% · 4.625%
HK$57,189
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,818/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,434
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,948
−HK$1,535/mo
Today · 4.125%
HK$59,483
baseline
▲ 0.50% · 4.625%
HK$62,618
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,966/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,221
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,250
−HK$2,061/mo
Today · 4.125%
HK$69,311
baseline
▲ 0.50% · 4.625%
HK$73,529
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,622/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,558
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,504
−HK$1,974/mo
Today · 4.125%
HK$76,478
baseline
▲ 0.50% · 4.625%
HK$80,509
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,956/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,888 · Scale 2, in force from 26 Feb 2026)