LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,235
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$1,145/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,311
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,097/mo
Today · 4.125%
HK$42,489
baseline
▲ 0.50% · 4.625%
HK$44,728
+HK$2,239/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,978/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,482
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,375/mo
Today · 4.125%
HK$46,209
baseline
▲ 0.50% · 4.625%
HK$49,020
+HK$2,811/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,418/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,373
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,317/mo
Today · 4.125%
HK$50,987
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,974/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,729
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,307
−HK$1,603/mo
Today · 4.125%
HK$53,910
baseline
▲ 0.50% · 4.625%
HK$57,190
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,820/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,435
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,949
−HK$1,535/mo
Today · 4.125%
HK$59,484
baseline
▲ 0.50% · 4.625%
HK$62,620
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,968/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,223
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,252
−HK$2,061/mo
Today · 4.125%
HK$69,313
baseline
▲ 0.50% · 4.625%
HK$73,530
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,626/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,560
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,506
−HK$1,974/mo
Today · 4.125%
HK$76,480
baseline
▲ 0.50% · 4.625%
HK$80,511
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,960/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,902 · Scale 2, in force from 26 Feb 2026)