LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,236
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,363
−HK$1,146/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,312
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,394
−HK$1,096/mo
Today · 4.125%
HK$42,490
baseline
▲ 0.50% · 4.625%
HK$44,730
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,980/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,836
−HK$1,374/mo
Today · 4.125%
HK$46,210
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,420/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,375
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,672
−HK$1,317/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$53,676
+HK$2,687/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,731
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,603/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$57,192
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,536/mo
Today · 4.125%
HK$59,487
baseline
▲ 0.50% · 4.625%
HK$62,622
+HK$3,135/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,974/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,225
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,254
−HK$2,062/mo
Today · 4.125%
HK$69,316
baseline
▲ 0.50% · 4.625%
HK$73,533
+HK$4,217/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,632/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,562
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,509
−HK$1,974/mo
Today · 4.125%
HK$76,483
baseline
▲ 0.50% · 4.625%
HK$80,514
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,966/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,925 · Scale 2, in force from 26 Feb 2026)