LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,237
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,364
−HK$1,145/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,313
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,394
−HK$1,097/mo
Today · 4.125%
HK$42,491
baseline
▲ 0.50% · 4.625%
HK$44,731
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,982/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,837
−HK$1,374/mo
Today · 4.125%
HK$46,211
baseline
▲ 0.50% · 4.625%
HK$49,023
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$92,422/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,376
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,673
−HK$1,316/mo
Today · 4.125%
HK$50,989
baseline
▲ 0.50% · 4.625%
HK$53,677
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.53M · min. income ≈ HK$101,978/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,731
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,310
−HK$1,603/mo
Today · 4.125%
HK$53,913
baseline
▲ 0.50% · 4.625%
HK$57,193
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,826/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,438
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,952
−HK$1,535/mo
Today · 4.125%
HK$59,487
baseline
▲ 0.50% · 4.625%
HK$62,623
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,974/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,226
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,255
−HK$2,061/mo
Today · 4.125%
HK$69,316
baseline
▲ 0.50% · 4.625%
HK$73,534
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,632/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,563
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,510
−HK$1,974/mo
Today · 4.125%
HK$76,484
baseline
▲ 0.50% · 4.625%
HK$80,515
+HK$4,031/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,968/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,933 · Scale 2, in force from 26 Feb 2026)