LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,239
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,366
−HK$1,145/mo
Today · 4.125%
HK$38,511
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,022/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,315
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,397
−HK$1,096/mo
Today · 4.125%
HK$42,493
baseline
▲ 0.50% · 4.625%
HK$44,733
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,986/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,487
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,839
−HK$1,375/mo
Today · 4.125%
HK$46,214
baseline
▲ 0.50% · 4.625%
HK$49,026
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,428/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,378
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,676
−HK$1,316/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$53,680
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,734
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,312
−HK$1,604/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$57,196
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,441
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,955
−HK$1,536/mo
Today · 4.125%
HK$59,491
baseline
▲ 0.50% · 4.625%
HK$62,627
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,982/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,230
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,259
−HK$2,061/mo
Today · 4.125%
HK$69,320
baseline
▲ 0.50% · 4.625%
HK$73,538
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,640/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,568
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,514
−HK$1,974/mo
Today · 4.125%
HK$76,488
baseline
▲ 0.50% · 4.625%
HK$80,520
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,976/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,966 · Scale 2, in force from 26 Feb 2026)