LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,240
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,367
−HK$1,145/mo
Today · 4.125%
HK$38,512
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,024/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,316
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,397
−HK$1,097/mo
Today · 4.125%
HK$42,494
baseline
▲ 0.50% · 4.625%
HK$44,734
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,988/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,487
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,840
−HK$1,374/mo
Today · 4.125%
HK$46,214
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,813/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,428/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,379
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,316/mo
Today · 4.125%
HK$50,993
baseline
▲ 0.50% · 4.625%
HK$53,681
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,986/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,735
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,313
−HK$1,604/mo
Today · 4.125%
HK$53,917
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$107,834/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,443
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,956
−HK$1,536/mo
Today · 4.125%
HK$59,492
baseline
▲ 0.50% · 4.625%
HK$62,628
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.12M · min. income ≈ HK$118,984/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,231
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,260
−HK$2,062/mo
Today · 4.125%
HK$69,322
baseline
▲ 0.50% · 4.625%
HK$73,540
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,644/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,569
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,515
−HK$1,975/mo
Today · 4.125%
HK$76,490
baseline
▲ 0.50% · 4.625%
HK$80,522
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,980/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,978 · Scale 2, in force from 26 Feb 2026)