LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,240
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,367
−HK$1,146/mo
Today · 4.125%
HK$38,513
baseline
▲ 0.50% · 4.625%
HK$40,856
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,026/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,317
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,398
−HK$1,097/mo
Today · 4.125%
HK$42,495
baseline
▲ 0.50% · 4.625%
HK$44,735
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,990/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,488
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,374/mo
Today · 4.125%
HK$46,215
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,430/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,380
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,317/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$53,682
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,736
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,314
−HK$1,604/mo
Today · 4.125%
HK$53,918
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$3,280/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,836/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,443
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,957
−HK$1,536/mo
Today · 4.125%
HK$59,493
baseline
▲ 0.50% · 4.625%
HK$62,629
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$118,986/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,232
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,261
−HK$2,062/mo
Today · 4.125%
HK$69,323
baseline
▲ 0.50% · 4.625%
HK$73,541
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,646/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,570
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,516
−HK$1,975/mo
Today · 4.125%
HK$76,491
baseline
▲ 0.50% · 4.625%
HK$80,523
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,982/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$595,986 · Scale 2, in force from 26 Feb 2026)