LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,241
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,368
−HK$1,146/mo
Today · 4.125%
HK$38,514
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,028/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,097/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,489
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,842
−HK$1,375/mo
Today · 4.125%
HK$46,217
baseline
▲ 0.50% · 4.625%
HK$49,029
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,434/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,382
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,679
−HK$1,316/mo
Today · 4.125%
HK$50,995
baseline
▲ 0.50% · 4.625%
HK$53,683
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,990/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,738
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,316
−HK$1,603/mo
Today · 4.125%
HK$53,919
baseline
▲ 0.50% · 4.625%
HK$57,200
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,838/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,445
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,959
−HK$1,536/mo
Today · 4.125%
HK$59,495
baseline
▲ 0.50% · 4.625%
HK$62,631
+HK$3,136/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$118,990/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,234
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,263
−HK$2,062/mo
Today · 4.125%
HK$69,325
baseline
▲ 0.50% · 4.625%
HK$73,543
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,650/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,572
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,519
−HK$1,974/mo
Today · 4.125%
HK$76,493
baseline
▲ 0.50% · 4.625%
HK$80,525
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,986/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,005 · Scale 2, in force from 26 Feb 2026)