LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,242
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$1,145/mo
Today · 4.125%
HK$38,514
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,028/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,400
−HK$1,097/mo
Today · 4.125%
HK$42,497
baseline
▲ 0.50% · 4.625%
HK$44,737
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,994/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,490
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,374/mo
Today · 4.125%
HK$46,217
baseline
▲ 0.50% · 4.625%
HK$49,029
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,434/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,382
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,680
−HK$1,316/mo
Today · 4.125%
HK$50,996
baseline
▲ 0.50% · 4.625%
HK$53,684
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,992/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,738
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,317
−HK$1,603/mo
Today · 4.125%
HK$53,920
baseline
▲ 0.50% · 4.625%
HK$57,201
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,840/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,446
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,960
−HK$1,535/mo
Today · 4.125%
HK$59,495
baseline
▲ 0.50% · 4.625%
HK$62,632
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$118,990/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,235
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,264
−HK$2,062/mo
Today · 4.125%
HK$69,326
baseline
▲ 0.50% · 4.625%
HK$73,544
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,652/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,573
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,520
−HK$1,974/mo
Today · 4.125%
HK$76,494
baseline
▲ 0.50% · 4.625%
HK$80,526
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,988/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,013 · Scale 2, in force from 26 Feb 2026)