LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,242
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,370
−HK$1,145/mo
Today · 4.125%
HK$38,515
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,030/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,319
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,400
−HK$1,097/mo
Today · 4.125%
HK$42,497
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,994/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,491
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,375/mo
Today · 4.125%
HK$46,218
baseline
▲ 0.50% · 4.625%
HK$49,030
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,436/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,383
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,316/mo
Today · 4.125%
HK$50,997
baseline
▲ 0.50% · 4.625%
HK$53,685
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,994/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,739
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,317
−HK$1,604/mo
Today · 4.125%
HK$53,921
baseline
▲ 0.50% · 4.625%
HK$57,202
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,842/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,447
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,961
−HK$1,535/mo
Today · 4.125%
HK$59,496
baseline
▲ 0.50% · 4.625%
HK$62,633
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$118,992/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,236
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,265
−HK$2,062/mo
Today · 4.125%
HK$69,327
baseline
▲ 0.50% · 4.625%
HK$73,545
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,654/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,574
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,521
−HK$1,974/mo
Today · 4.125%
HK$76,495
baseline
▲ 0.50% · 4.625%
HK$80,528
+HK$4,033/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,990/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,023 · Scale 2, in force from 26 Feb 2026)