LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,243
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,370
−HK$1,146/mo
Today · 4.125%
HK$38,516
baseline
▲ 0.50% · 4.625%
HK$40,859
+HK$2,343/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,032/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,320
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,401
−HK$1,097/mo
Today · 4.125%
HK$42,498
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$84,996/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,491
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,844
−HK$1,375/mo
Today · 4.125%
HK$46,219
baseline
▲ 0.50% · 4.625%
HK$49,031
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,438/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,384
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,317/mo
Today · 4.125%
HK$50,998
baseline
▲ 0.50% · 4.625%
HK$53,686
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$101,996/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,740
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,318
−HK$1,604/mo
Today · 4.125%
HK$53,922
baseline
▲ 0.50% · 4.625%
HK$57,203
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,844/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,448
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,535/mo
Today · 4.125%
HK$59,497
baseline
▲ 0.50% · 4.625%
HK$62,634
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$118,994/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,237
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,266
−HK$2,062/mo
Today · 4.125%
HK$69,328
baseline
▲ 0.50% · 4.625%
HK$73,546
+HK$4,218/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$138,656/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,576
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,522
−HK$1,975/mo
Today · 4.125%
HK$76,497
baseline
▲ 0.50% · 4.625%
HK$80,529
+HK$4,032/mo
Deposit HK$1.59M · loan HK$14.30M · min. income ≈ HK$152,994/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,032 · Scale 2, in force from 26 Feb 2026)