LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,245
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,372
−HK$1,145/mo
Today · 4.125%
HK$38,517
baseline
▲ 0.50% · 4.625%
HK$40,861
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,034/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,322
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,403
−HK$1,097/mo
Today · 4.125%
HK$42,500
baseline
▲ 0.50% · 4.625%
HK$44,740
+HK$2,240/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,000/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,494
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,846
−HK$1,375/mo
Today · 4.125%
HK$46,221
baseline
▲ 0.50% · 4.625%
HK$49,033
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,442/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,386
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,684
−HK$1,316/mo
Today · 4.125%
HK$51,000
baseline
▲ 0.50% · 4.625%
HK$53,689
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,000/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,742
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,321
−HK$1,603/mo
Today · 4.125%
HK$53,924
baseline
▲ 0.50% · 4.625%
HK$57,206
+HK$3,282/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,848/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,450
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,964
−HK$1,536/mo
Today · 4.125%
HK$59,500
baseline
▲ 0.50% · 4.625%
HK$62,637
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,000/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,240
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,270
−HK$2,061/mo
Today · 4.125%
HK$69,331
baseline
▲ 0.50% · 4.625%
HK$73,550
+HK$4,219/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,662/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,579
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,526
−HK$1,974/mo
Today · 4.125%
HK$76,500
baseline
▲ 0.50% · 4.625%
HK$80,533
+HK$4,033/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,000/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,062 · Scale 2, in force from 26 Feb 2026)