LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,248
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,376
−HK$1,145/mo
Today · 4.125%
HK$38,521
baseline
▲ 0.50% · 4.625%
HK$40,865
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,042/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,326
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,407
−HK$1,097/mo
Today · 4.125%
HK$42,504
baseline
▲ 0.50% · 4.625%
HK$44,745
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,008/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,498
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,851
−HK$1,375/mo
Today · 4.125%
HK$46,226
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,452/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,391
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,316/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,747
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,326
−HK$1,604/mo
Today · 4.125%
HK$53,930
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,860/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,456
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,970
−HK$1,536/mo
Today · 4.125%
HK$59,506
baseline
▲ 0.50% · 4.625%
HK$62,643
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,012/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,247
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,276
−HK$2,062/mo
Today · 4.125%
HK$69,338
baseline
▲ 0.50% · 4.625%
HK$73,557
+HK$4,219/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,676/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,586
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,533
−HK$1,975/mo
Today · 4.125%
HK$76,508
baseline
▲ 0.50% · 4.625%
HK$80,541
+HK$4,033/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,016/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,121 · Scale 2, in force from 26 Feb 2026)