LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,250
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$1,146/mo
Today · 4.125%
HK$38,523
baseline
▲ 0.50% · 4.625%
HK$40,867
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,046/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,328
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,409
−HK$1,097/mo
Today · 4.125%
HK$42,506
baseline
▲ 0.50% · 4.625%
HK$44,747
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,012/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,500
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,853
−HK$1,375/mo
Today · 4.125%
HK$46,228
baseline
▲ 0.50% · 4.625%
HK$49,040
+HK$2,812/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,456/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,393
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,317/mo
Today · 4.125%
HK$51,008
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$2,688/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,016/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,750
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,328
−HK$1,604/mo
Today · 4.125%
HK$53,932
baseline
▲ 0.50% · 4.625%
HK$57,214
+HK$3,282/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,864/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,459
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,973
−HK$1,536/mo
Today · 4.125%
HK$59,509
baseline
▲ 0.50% · 4.625%
HK$62,646
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,018/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,250
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,279
−HK$2,062/mo
Today · 4.125%
HK$69,341
baseline
▲ 0.50% · 4.625%
HK$73,561
+HK$4,220/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,682/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,590
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,536
−HK$1,975/mo
Today · 4.125%
HK$76,511
baseline
▲ 0.50% · 4.625%
HK$80,544
+HK$4,033/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,022/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,147 · Scale 2, in force from 26 Feb 2026)