LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,251
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$1,146/mo
Today · 4.125%
HK$38,525
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,344/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,050/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,329
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,411
−HK$1,097/mo
Today · 4.125%
HK$42,508
baseline
▲ 0.50% · 4.625%
HK$44,749
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,016/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,502
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,375/mo
Today · 4.125%
HK$46,230
baseline
▲ 0.50% · 4.625%
HK$49,043
+HK$2,813/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,460/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,395
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,693
−HK$1,317/mo
Today · 4.125%
HK$51,010
baseline
▲ 0.50% · 4.625%
HK$53,699
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,020/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,752
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,331
−HK$1,604/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$57,216
+HK$3,281/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,461
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,975
−HK$1,536/mo
Today · 4.125%
HK$59,511
baseline
▲ 0.50% · 4.625%
HK$62,648
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,022/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,253
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,282
−HK$2,062/mo
Today · 4.125%
HK$69,344
baseline
▲ 0.50% · 4.625%
HK$73,564
+HK$4,220/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,688/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,593
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,540
−HK$1,975/mo
Today · 4.125%
HK$76,515
baseline
▲ 0.50% · 4.625%
HK$80,548
+HK$4,033/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,030/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,174 · Scale 2, in force from 26 Feb 2026)