LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,256
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$1,145/mo
Today · 4.125%
HK$38,529
baseline
▲ 0.50% · 4.625%
HK$40,874
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,058/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,334
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,416
−HK$1,097/mo
Today · 4.125%
HK$42,513
baseline
▲ 0.50% · 4.625%
HK$44,754
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,026/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,507
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,375/mo
Today · 4.125%
HK$46,235
baseline
▲ 0.50% · 4.625%
HK$49,049
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,470/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,401
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,699
−HK$1,317/mo
Today · 4.125%
HK$51,016
baseline
▲ 0.50% · 4.625%
HK$53,705
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,032/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,758
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,337
−HK$1,604/mo
Today · 4.125%
HK$53,941
baseline
▲ 0.50% · 4.625%
HK$57,223
+HK$3,282/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,882/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,468
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,982
−HK$1,537/mo
Today · 4.125%
HK$59,519
baseline
▲ 0.50% · 4.625%
HK$62,656
+HK$3,137/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,038/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,260
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,290
−HK$2,063/mo
Today · 4.125%
HK$69,353
baseline
▲ 0.50% · 4.625%
HK$73,573
+HK$4,220/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,706/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,602
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,549
−HK$1,975/mo
Today · 4.125%
HK$76,524
baseline
▲ 0.50% · 4.625%
HK$80,558
+HK$4,034/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,048/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,246 · Scale 2, in force from 26 Feb 2026)