LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,257
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,385
−HK$1,145/mo
Today · 4.125%
HK$38,530
baseline
▲ 0.50% · 4.625%
HK$40,875
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,060/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,335
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,098/mo
Today · 4.125%
HK$42,515
baseline
▲ 0.50% · 4.625%
HK$44,756
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,030/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,508
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,862
−HK$1,375/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$49,050
+HK$2,813/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,402
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,701
−HK$1,316/mo
Today · 4.125%
HK$51,017
baseline
▲ 0.50% · 4.625%
HK$53,707
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,034/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,760
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,338
−HK$1,605/mo
Today · 4.125%
HK$53,943
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$3,282/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,886/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,470
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,984
−HK$1,536/mo
Today · 4.125%
HK$59,520
baseline
▲ 0.50% · 4.625%
HK$62,658
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,040/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,262
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,292
−HK$2,063/mo
Today · 4.125%
HK$69,355
baseline
▲ 0.50% · 4.625%
HK$73,575
+HK$4,220/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,710/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,604
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,551
−HK$1,975/mo
Today · 4.125%
HK$76,526
baseline
▲ 0.50% · 4.625%
HK$80,560
+HK$4,034/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,052/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,263 · Scale 2, in force from 26 Feb 2026)