LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,259
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,387
−HK$1,146/mo
Today · 4.125%
HK$38,533
baseline
▲ 0.50% · 4.625%
HK$40,878
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,066/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,420
−HK$1,097/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$44,758
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,511
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,864
−HK$1,375/mo
Today · 4.125%
HK$46,239
baseline
▲ 0.50% · 4.625%
HK$49,053
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,478/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,406
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,704
−HK$1,317/mo
Today · 4.125%
HK$51,021
baseline
▲ 0.50% · 4.625%
HK$53,710
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,042/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,763
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,342
−HK$1,604/mo
Today · 4.125%
HK$53,946
baseline
▲ 0.50% · 4.625%
HK$57,229
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,892/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,988
−HK$1,536/mo
Today · 4.125%
HK$59,524
baseline
▲ 0.50% · 4.625%
HK$62,662
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,048/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,266
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,297
−HK$2,062/mo
Today · 4.125%
HK$69,359
baseline
▲ 0.50% · 4.625%
HK$73,580
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,718/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,608
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,556
−HK$1,975/mo
Today · 4.125%
HK$76,531
baseline
▲ 0.50% · 4.625%
HK$80,565
+HK$4,034/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,062/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,301 · Scale 2, in force from 26 Feb 2026)