LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,263
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,391
−HK$1,146/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,342
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,424
−HK$1,097/mo
Today · 4.125%
HK$42,521
baseline
▲ 0.50% · 4.625%
HK$44,763
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,042/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,515
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,375/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$49,058
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,410
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,317/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$53,715
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,768
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,604/mo
Today · 4.125%
HK$53,951
baseline
▲ 0.50% · 4.625%
HK$57,234
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,902/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,479
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,537/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$62,668
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,273
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,303
−HK$2,063/mo
Today · 4.125%
HK$69,366
baseline
▲ 0.50% · 4.625%
HK$73,587
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,732/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,615
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,563
−HK$1,976/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$80,573
+HK$4,034/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,359 · Scale 2, in force from 26 Feb 2026)