LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,264
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,392
−HK$1,146/mo
Today · 4.125%
HK$38,538
baseline
▲ 0.50% · 4.625%
HK$40,883
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,076/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,343
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,425
−HK$1,098/mo
Today · 4.125%
HK$42,523
baseline
▲ 0.50% · 4.625%
HK$44,764
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,046/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,517
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,870
−HK$1,376/mo
Today · 4.125%
HK$46,246
baseline
▲ 0.50% · 4.625%
HK$49,059
+HK$2,813/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,492/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,412
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,710
−HK$1,317/mo
Today · 4.125%
HK$51,027
baseline
▲ 0.50% · 4.625%
HK$53,717
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,054/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,769
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,349
−HK$1,604/mo
Today · 4.125%
HK$53,953
baseline
▲ 0.50% · 4.625%
HK$57,236
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,906/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,480
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$57,995
−HK$1,537/mo
Today · 4.125%
HK$59,532
baseline
▲ 0.50% · 4.625%
HK$62,670
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,064/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,275
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,305
−HK$2,063/mo
Today · 4.125%
HK$69,368
baseline
▲ 0.50% · 4.625%
HK$73,589
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,736/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,618
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,565
−HK$1,976/mo
Today · 4.125%
HK$76,541
baseline
▲ 0.50% · 4.625%
HK$80,576
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,082/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,379 · Scale 2, in force from 26 Feb 2026)