LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,265
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,393
−HK$1,146/mo
Today · 4.125%
HK$38,539
baseline
▲ 0.50% · 4.625%
HK$40,884
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,078/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,344
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,426
−HK$1,098/mo
Today · 4.125%
HK$42,524
baseline
▲ 0.50% · 4.625%
HK$44,765
+HK$2,241/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,048/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,871
−HK$1,376/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$49,061
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,413
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,711
−HK$1,318/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$53,718
+HK$2,689/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,771
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,350
−HK$1,604/mo
Today · 4.125%
HK$53,954
baseline
▲ 0.50% · 4.625%
HK$57,237
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,908/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,482
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,997
−HK$1,536/mo
Today · 4.125%
HK$59,533
baseline
▲ 0.50% · 4.625%
HK$62,671
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,066/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,277
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,307
−HK$2,063/mo
Today · 4.125%
HK$69,370
baseline
▲ 0.50% · 4.625%
HK$73,591
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,740/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,620
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,567
−HK$1,976/mo
Today · 4.125%
HK$76,543
baseline
▲ 0.50% · 4.625%
HK$80,578
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,086/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,393 · Scale 2, in force from 26 Feb 2026)