LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,265
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,393
−HK$1,146/mo
Today · 4.125%
HK$38,539
baseline
▲ 0.50% · 4.625%
HK$40,884
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,078/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,345
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,427
−HK$1,097/mo
Today · 4.125%
HK$42,524
baseline
▲ 0.50% · 4.625%
HK$44,766
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,048/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,872
−HK$1,375/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$49,061
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,414
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,712
−HK$1,317/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$53,719
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,771
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,604/mo
Today · 4.125%
HK$53,955
baseline
▲ 0.50% · 4.625%
HK$57,238
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,910/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,998
−HK$1,536/mo
Today · 4.125%
HK$59,534
baseline
▲ 0.50% · 4.625%
HK$62,672
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,068/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,278
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,308
−HK$2,063/mo
Today · 4.125%
HK$69,371
baseline
▲ 0.50% · 4.625%
HK$73,592
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,742/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,621
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,568
−HK$1,976/mo
Today · 4.125%
HK$76,544
baseline
▲ 0.50% · 4.625%
HK$80,579
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,088/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,402 · Scale 2, in force from 26 Feb 2026)