LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,268
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$1,146/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,888
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,348
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,430
−HK$1,098/mo
Today · 4.125%
HK$42,528
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,056/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,522
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,876
−HK$1,375/mo
Today · 4.125%
HK$46,251
baseline
▲ 0.50% · 4.625%
HK$49,066
+HK$2,815/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,502/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,418
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,716
−HK$1,318/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$53,724
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,776
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,355
−HK$1,605/mo
Today · 4.125%
HK$53,960
baseline
▲ 0.50% · 4.625%
HK$57,243
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,920/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,487
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,002
−HK$1,537/mo
Today · 4.125%
HK$59,539
baseline
▲ 0.50% · 4.625%
HK$62,678
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,078/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,283
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,314
−HK$2,063/mo
Today · 4.125%
HK$69,377
baseline
▲ 0.50% · 4.625%
HK$73,598
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$138,754/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,627
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,575
−HK$1,976/mo
Today · 4.125%
HK$76,551
baseline
▲ 0.50% · 4.625%
HK$80,586
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.31M · min. income ≈ HK$153,102/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,453 · Scale 2, in force from 26 Feb 2026)