LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,270
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,398
−HK$1,146/mo
Today · 4.125%
HK$38,544
baseline
▲ 0.50% · 4.625%
HK$40,890
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,088/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,350
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,432
−HK$1,098/mo
Today · 4.125%
HK$42,530
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,060/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,524
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,878
−HK$1,375/mo
Today · 4.125%
HK$46,253
baseline
▲ 0.50% · 4.625%
HK$49,068
+HK$2,815/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,506/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,420
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,719
−HK$1,317/mo
Today · 4.125%
HK$51,036
baseline
▲ 0.50% · 4.625%
HK$53,726
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,072/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,778
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,357
−HK$1,605/mo
Today · 4.125%
HK$53,962
baseline
▲ 0.50% · 4.625%
HK$57,246
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,924/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,490
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,005
−HK$1,537/mo
Today · 4.125%
HK$59,542
baseline
▲ 0.50% · 4.625%
HK$62,681
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,084/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,286
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,317
−HK$2,063/mo
Today · 4.125%
HK$69,380
baseline
▲ 0.50% · 4.625%
HK$73,602
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,760/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,630
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,578
−HK$1,976/mo
Today · 4.125%
HK$76,554
baseline
▲ 0.50% · 4.625%
HK$80,589
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,108/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,479 · Scale 2, in force from 26 Feb 2026)