LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,271
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,399
−HK$1,146/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,351
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,433
−HK$1,098/mo
Today · 4.125%
HK$42,531
baseline
▲ 0.50% · 4.625%
HK$44,773
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,062/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,525
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,879
−HK$1,376/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$49,069
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,421
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,720
−HK$1,317/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$53,728
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,779
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,359
−HK$1,605/mo
Today · 4.125%
HK$53,964
baseline
▲ 0.50% · 4.625%
HK$57,247
+HK$3,283/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,928/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,491
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,007
−HK$1,537/mo
Today · 4.125%
HK$59,544
baseline
▲ 0.50% · 4.625%
HK$62,682
+HK$3,138/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,088/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,288
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,319
−HK$2,063/mo
Today · 4.125%
HK$69,382
baseline
▲ 0.50% · 4.625%
HK$73,604
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,764/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,632
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,580
−HK$1,976/mo
Today · 4.125%
HK$76,556
baseline
▲ 0.50% · 4.625%
HK$80,591
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,112/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,495 · Scale 2, in force from 26 Feb 2026)