LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,272
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$1,146/mo
Today · 4.125%
HK$38,546
baseline
▲ 0.50% · 4.625%
HK$40,892
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,092/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,098/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,526
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,880
−HK$1,376/mo
Today · 4.125%
HK$46,256
baseline
▲ 0.50% · 4.625%
HK$49,070
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,512/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,423
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,721
−HK$1,318/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$53,729
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,781
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,360
−HK$1,605/mo
Today · 4.125%
HK$53,965
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$107,930/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,493
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,008
−HK$1,537/mo
Today · 4.125%
HK$59,545
baseline
▲ 0.50% · 4.625%
HK$62,684
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.13M · min. income ≈ HK$119,090/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,289
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,320
−HK$2,064/mo
Today · 4.125%
HK$69,384
baseline
▲ 0.50% · 4.625%
HK$73,605
+HK$4,221/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,768/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,634
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,582
−HK$1,976/mo
Today · 4.125%
HK$76,558
baseline
▲ 0.50% · 4.625%
HK$80,593
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,116/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,510 · Scale 2, in force from 26 Feb 2026)