LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,273
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,401
−HK$1,146/mo
Today · 4.125%
HK$38,547
baseline
▲ 0.50% · 4.625%
HK$40,893
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,094/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,353
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,435
−HK$1,098/mo
Today · 4.125%
HK$42,533
baseline
▲ 0.50% · 4.625%
HK$44,775
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,066/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,527
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,881
−HK$1,376/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$49,071
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,424
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,318/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$53,730
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,361
−HK$1,605/mo
Today · 4.125%
HK$53,966
baseline
▲ 0.50% · 4.625%
HK$57,250
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,932/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,494
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,009
−HK$1,537/mo
Today · 4.125%
HK$59,546
baseline
▲ 0.50% · 4.625%
HK$62,685
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,092/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,291
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,322
−HK$2,063/mo
Today · 4.125%
HK$69,385
baseline
▲ 0.50% · 4.625%
HK$73,607
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,770/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,636
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,584
−HK$1,976/mo
Today · 4.125%
HK$76,560
baseline
▲ 0.50% · 4.625%
HK$80,595
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,120/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,524 · Scale 2, in force from 26 Feb 2026)